Use our free Hourly Wage Calculator UK to calculate your gross and estimated take-home pay from your hourly rate. Enter your hourly wage and working hours to see your estimated daily, weekly, monthly and annual earnings for the 2026/27 tax year.
You can also include Income Tax, National Insurance, pension contributions, student loan repayments, overtime, bonuses and other deductions to get a more realistic estimate of your take-home pay.
If you know your tax code, please enter it here.
If you are still repaying your student loan, select the repayment option that applies to you.
Do you contribute to a workplace or personal pension?
Are you receiving a one-off bonus or annual bonus?
How many hours of paid overtime do you do each month?
Do you have any other deductions before or after tax?
Do you have any salary sacrifice arrangements?
Additional working pattern options.
Gross Pay£0
Income Tax£0
National Insurance£0
Pension£0
Student Loan£0
Other Deductions£0
An Hourly Wage Calculator UK converts your hourly rate into estimated daily, weekly, monthly and annual earnings. It can also estimate your take-home pay after applicable Income Tax, National Insurance, pension contributions, student loan repayments and other deductions.
This makes it useful when comparing job offers, planning a budget, checking part-time earnings or seeing how a change in your hourly rate could affect your overall income.
Your annual earnings depend on more than just your hourly wage. This calculator takes several important factors into account, including:
| FACTOR | DESCRIPTION |
|---|---|
| Hourly Rate | The amount you earn for each hour worked. |
| Weekly Working Hours | More hours generally result in higher annual earnings. |
| Weeks Worked Per Year | Unpaid leave or seasonal work can reduce yearly income. |
| Overtime Pay | Extra hours may significantly increase your total earnings. |
| Income Tax | Tax deductions reduce your take-home pay. |
| National Insurance | Contributions are calculated according to current UK rules. |
| Pension Contributions | Workplace pension deductions affect your net salary. |
| Student Loan Repayments | Repayments may apply depending on your income and loan plan. |
Even a small increase in your hourly wage can make a significant difference over the course of a year. For example, increasing your pay from £18 to £19 per hour while working 37.5 hours per week can add nearly £2,000 to your annual gross income before deductions. Use the annual salary calculator whenever your hourly rate, hours, or tax details change, so your estimate stays accurate.
This calculator provides an estimate for informational purposes only. Actual payslips may vary depending on your employer, tax code, payroll system, and individual circumstance.
An hourly wage is the amount you earn for each hour you work. Unlike a fixed annual salary your total income depends on the number of hours you work during the week and throughout the year.
For example, if you earn £15 per hour and work 40 hours each week, your weekly gross pay would be: £15 × 40 = £600 per week
If you work more hours or receive overtime pay, your earnings increase. Likewise, working fewer hours, taking unpaid leave or working part-time will reduce your overall income. This is exactly what an hourly earnings calculator like ours is built to work out for you, whatever your rate or hours.
| HOURLY WAGE | ANNUAL SALARY |
|---|---|
| Paid for every hour worked | Fixed yearly income |
| Earnings change with hours worked | Usually remains the same each month |
| Overtime increases pay | Overtime may be included separately |
| Common for part-time and shift workers | Common for full-time employees |
Understanding the difference between hourly pay and annual salary makes it easier to compare job offers, estimate take-home pay and plan your finances.
If you're starting from an annual salary and want to work out the equivalent hourly rate, use our dedicated Salary to Hourly Calculator or Hourly Rate Calculator they're built specifically for that direction. This page focuses on the opposite: turning your hourly wage into weekly, monthly and annual pay.
Our calculator converts your hourly wage into daily, weekly, monthly and annual earnings using your selected working hours and the latest UK tax settings.It is also used as an hourly to salary calculator, hourly to salary converter, or hr to salary calculator.
To provide a more accurate estimate, you can also include additional details such as:
| INPUT PARAMETER | VALUE |
|---|---|
| Hourly Rate | £18 |
| Hours per Week | 37.5 |
| Weeks per Year | 52 |
| Calculation | £18 × 37.5 × 52 = £35,100 |
This figure represents your gross annual salary before Income Tax, National Insurance, pension contributions, and other deductions. Your estimated take-home pay is calculated after these deductions have been applied.
A standard full-time year works out to around 1,950 hours (37.5 hours × 52 weeks) a year in hours worth knowing if you ever need to turn hourly into yearly pay by hand or calculate yearly pay for a new rate before it's reflected in the calculator.
The table below shows how different hourly rates convert into estimated annual salaries based on a 37.5-hour working week and 52 working weeks per year. Use it to find out yearly salary equivalents for common hourly rates without running the calculator each time.
| Hourly Rate | Hours Per Week | Estimated Annual Pay |
|---|---|---|
| £12 per hour | 37.5 hours | £23,400 |
| £12.71 per hour (National Living Wage, 21+, from April 2026) | 37.5 hours | £24,785 |
| £15 per hour | 37.5 hours | £29,250 |
| £18 per hour | 37.5 hours | £35,100 |
| £20 per hour | 37.5 hours | £39,000 |
| £25 per hour | 37.5 hours | £48,750 |
| £30 per hour | 37.5 hours | £58,500 |
| £40 per hour | 37.5 hours | £78,000 |
For example, someone on the current UK National Living Wage of £12.71 an hour, working a standard 37.5-hour week, has an annual salary on minimum wage of roughly £24,785 before tax a useful benchmark when comparing job offers against the legal minimum.
Your actual annual earnings may be different depending on factors such as:
For the most accurate estimate of your yearly wage, enter your own hourly rate and working hours into the calculator above.
Converting your hourly wage into an annual salary makes it easier to compare job offers, plan your finances and understand your long-term earning potential.
Many UK employers advertise jobs using an hourly rate, while lenders, landlords and financial institutions often ask for your annual income when assessing mortgage applications, rental affordability or loan eligibility.
For example, a job paying £16 per hour may appear more attractive than a salary of £30,000 per year, but the better option depends on factors such as:
By converting your hourly wage into an annual salary, you can make more informed career and financial decisions.
Your hourly wage is your gross pay before deductions. Your take-home pay, also called net pay, is the amount you are estimated to receive after applicable Income Tax, National Insurance, pension contributions, student loan repayments and other deductions.
These deductions may include:
If you earn £18 per hour and your estimated gross annual salary is £35,100 your actual take-home pay will usually be lower after taxes and other deductions.
The final amount depends on your:
If you're unsure about your tax code, check the official HMRC tax codes guidance
When estimating your earnings, it's important to understand which deductions may reduce your take-home pay. The table below explains the most common deductions used in UK payroll calculations.
| Deduction | What It Means |
|---|---|
| Income Tax | Tax charged on earnings above your Personal Allowance. |
| National Insurance | Contributions paid through payroll based on your earnings. |
| Workplace Pension | Pension contributions deducted from your salary. |
| Student Loan | Repayments based on your loan plan and income level. |
| Salary Sacrifice | A scheme where part of your salary is exchanged for workplace benefits. |
Note: Not every employee will have all of these deductions. Your actual take-home pay depends on your personal circumstances and employment arrangements.
Your weekly working hours have a direct impact on your annual income. Even with the same hourly wage, working more or fewer hours each week can significantly change your yearly earnings.
| Hourly Rate | Weekly Hours | Weekly Pay | Estimated Annual Pay |
|---|---|---|---|
| £15 | 20 hours | £300 | £15,600 |
| £15 | 30 hours | £450 | £23,400 |
| £15 | 37.5 hours | £562.50 | £29,250 |
| £15 | 40 hours | £600 | £31,200 |
| £15 | 45 hours | £675 | £35,100 |
Whether you work part-time, full-time or on rotating shifts, adjusting your weekly hours in the calculator provides a more accurate estimate of your annual salary. In other words, this table doubles as a simple yearly wage calculator for anyone comparing different weekly hours at the same hourly rate.
Overtime can significantly increase your annual earnings. While some employers pay overtime at your normal hourly rate, others offer time and a half, double time, or enhanced rates for evenings, weekends and public holidays.
| CALCULATION STEP | DETAILS / RESULT |
|---|---|
| Hourly Rate | £20 |
| Overtime Hours | 10 hours per month |
| Overtime Rate | 1.5× |
| Monthly Overtime Pay | £20 × 1.5 × 10 = £300 |
| Annual Overtime Pay | £300 × 12 = £3,600 |
Although overtime increases your gross earnings, it may also increase your Income Tax, National Insurance, and Student Loan repayments. Including overtime in your calculation gives a more realistic estimate of your annual salary and take-home pay.
Many people estimate their salary by simply multiplying their hourly wage by 40 hours per week. While this provides a basic estimate, it often overlooks important factors that can significantly affect your actual earnings and take-home pay.
Common mistakes include:
If you want to figure out yearly income accurately, avoid these shortcuts and always work from your real hours rather than a flat 40-hour assumption.
Tip: Always enter your actual working hours and current UK tax information to receive a more accurate salary estimate.
Our Hourly Wage Calculator UK is designed to give you a fast and accurate estimate of your earnings based on the latest UK tax year. Instead of manually calculating your salary, you receive an instant breakdown of your gross pay, estimated deductions and take-home income.
| Feature | Benefit |
|---|---|
| Instant Results | Calculate your salary in seconds. |
| Advanced Options | Include overtime, pension, student loan and salary sacrifice. |
| UK Focused | Suitable for employees across England, Scotland, Wales and Northern Ireland. |
| Take-home Estimate | Understand your estimated net income after deductions. |
| All-in-One Tool | Works as an hourly pay calculator UK, an hourly salary calculator, and a take-home pay estimator all in one place. |
| Free Calculator | No registration or subscription required. |
Our calculator is designed specifically for UK workers and follows the latest available tax rules and payroll principles. It provides quick estimates to help you compare job offers, plan your budget, and understand your potential earnings.Our calculations are based on publicly available payroll guidance and the latest UK tax information published by HMRC and GOV.UK
Disclaimer: The results are estimates only and should not replace official payroll calculations or professional financial advice.
Find answers to the most common questions about hourly wages, annual salary calculations, UK tax deductions, overtime, and take-home pay.
To calculate your annual salary, multiply your hourly rate by the number of hours you work each week, then multiply that figure by the number of weeks you work each year. For example, earning £18 per hour, working 37.5 hours per week for 52 weeks results in an estimated annual salary of £35,100 before deductions.
Yes. The calculator can estimate Income Tax and National Insurance deductions based on the latest UK tax year. It provides an estimated take-home pay, although your actual payslip may vary depending on your tax code and personal circumstances.
Yes. Simply enter your hourly wage and your average weekly working hours. The calculator works for both full-time and part-time employees, helping you estimate your weekly, monthly, and annual earnings.
Yes. You can include overtime hours and apply different overtime rates, such as time and a half (1.5×) or double time (2×). This gives you a more realistic estimate of your total earnings.
Yes. The calculator converts your hourly wage into daily, weekly, monthly, and annual pay, allowing you to see your earnings over different time periods without manual calculations.
Yes. The calculator supports Scottish tax settings where applicable. If you pay Scottish Income Tax, select the appropriate option to receive a more accurate estimate of your take-home pay.
Yes. The calculator is completely free to use. There are no registration requirements, subscriptions, or hidden charges.
Yes. You can include workplace pension contributions in your calculation. Pension deductions reduce your take-home pay, so including them provides a more accurate estimate of your net income.
No. Gross pay is your income before deductions, while take-home pay (net pay) is the amount you receive after Income Tax, National Insurance, pension contributions, and any other applicable deductions have been applied.
The calculator provides a reliable estimate using the latest available UK tax information and the details you enter. However, your actual payslip may differ due to factors such as your tax code, employer payroll system, salary sacrifice arrangements, bonuses, or other deductions.
The calculator provides an estimate, while your employer's payroll system calculates your actual pay based on your individual circumstances. Differences may occur because of your tax code, pension contributions, salary sacrifice, bonuses, benefits, statutory payments, or other payroll adjustments.
Whether you're comparing job offers, planning your budget, or checking the impact of a pay rise, our Hourly Wage Calculator UK makes it easy to convert your hourly rate into weekly, monthly, and annual earnings. With support for Income Tax, National Insurance, pension contributions, overtime, and student loan repayments, you can get a clearer picture of your estimated take-home pay.
While the calculator provides reliable estimates based on the latest UK tax year, your actual payslip may differ depending on your tax code, payroll settings, and personal circumstances. For the most accurate results, enter your actual working hours and keep your calculation details up to date.
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